For example, when did you last volunteer to the dealer all that was wrong with your trade in vehicle?
On the evidence of today's Australia's ABC, the saying is alive and well in the insurance industry.
The truth is they didn't want to pay the price and decided to take the risk themselves. Now they want some one else to pay.
Some Queenslanders say they have not been able to get flood cover, but the industry says that is a furphy.
Mr Sullivan says flood insurance is available - at a price - to everybody in Queensland.
Sounds to Adolf like there are a whole lot of New Zealanders living in Queensland.