We are told we need to rely on massive bureaucracies like the UN to redistribute wealth to the poorer people in the world at a cost of billions of dollars. This is a load of bollocks.
The technology already exists for people to sort this out amongst themselves with no bureaucracy at all.
All you need is a bank account, a web site and email.
A person, in say Kenya, registers their details on a personal page on a secure web site outlining their specific needs.
In my experience the needs are reasonably basic.
Anyone can choose to contact this person via email and if they are satisfied with the genuine status of the person, can send a small amount of money directly to that person via the banking system.
The recipient can place feedback and photos on the website. And so build the relationship.
I am thinking of a model along the lines of Trademe.
Anyone could add comments to the person's page and so help eliminate the potential for fraud.
Of course people would try to rip the system off but with time the fraudsters would be weeded out and the individual sums involved would be a fraction of the billion $ fraud the UN gets away with every year.
I should add that in 20 years of dealing with 100's of "grass root" African people I have found 99.99% to be completely honest and only trying their best to put a roof over their heads and get their kids through school. The only African who has ripped me off ever was an aspiring politician, so I should have known better!!
Even $100 a year can make a huge difference to these people and our governments could make donations tax deductable.
And the banks could cut a deal to do the transaction for $5 instead of the $25 fee they extort now to send a TT.
The best thing is that it will be people power not government power.
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